International Health Insurance
All of these policies will cost exactly the same regardless of where your purchase is made, and we guarantee that you won't find a better rate anywhere for the same plan*. We already did the shopping for you so just get your quotes for each of the plans and make a hassle free purchase. If you need help our phone number is listed above (outside the US use 410-796-7497). If your intention is to keep the insurance for a long time, don't worry if your plans change. You can cancel your insurance at any time. But, if you know you'll need coverage for less than one year, check out our travel medical insurance plans.
You can quote and/or buy each plan here, download the brochure to read at your leisure, or check out our spreadsheet page that itemizes the differences.
You can either download the forms in PDF format and mail or fax them back to our office or, you can click on the link(s) and get quotes right now. Once you decide which plan youre going to buy the quote engine will allow you to make a secure purchase with a major credit card. If you're still confused about the differences between the plans click on "what's the difference" for a spreadsheet comparing these International Health Insurance plans.
If youre not sure how to proceed please contact our office by phone or Quote/Info Request.
If you need rates for group coverage please contact our office as well. We've insured everything from small school and church groups to large Fortune 500 companies, so we should be able to help you too.
Benefits and requirements differ slightly with each policy so please read benefits for details.
Why Buy International Medical Insurance?
If you are a US citizen living abroad, traditional sources of US private health insurance will not meet your needs. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government-sponsored plans in the country where you reside. Or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill. If you are a non-US citizen, you may need an international medical insurance policy to supplement the coverage available to you through your government-sponsored plan, or to provide coverage while you are outside your home country. If your lifestyle knows no geographic limits, you need health insurance that knows no boundaries as well.
Am I Eligible for International Medical Insurance?
These plans are generally available to citizens of all countries of the world who are at least age 14 days, and not older than age 74. If you are a US citizen, you must reside outside the US, or plan to depart the US within 30 days of the effective date, and plan to reside abroad for at least 6 months. Citizens of other countries may reside anywhere, including their country of citizenship*.
Not only does the plan offer seamless coverage through out the world, it allows the insured to travel anywhere for treatment (including the United States). This includes foreign nationals, either traveling often or permanently residing in their home country.
* call office for details of guarantee.