Travel Life Insurance / Flight Accident
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International Travel Life Insurance / Flight Accident

Let's face it, you're here likely for one reason and one reason only. The thought of travel concerns you that you may not make it back home. And if that happens, you want your loved-ones (or business partner) to be taken care of. Also, if you're here, odds are you're underinsured. Underinsured not only for this trip, but all of the time, including a "trip" down the stairs, heart attack, cancer, car accident, murder, etc... For this reason we're offering you three types of plans.

The first option is to just cover your international travel. The second options are term life products that you can apply for now and have up to $1,000,000 of coverage in about 15 minutes. This can cover you at home, for domestic travel, and most international travel and most importantly, the ability keep the coverage for up to 20 years. And, finally we've added two "flight only" coverages if you just want to insure your airplane rides. All 3 options are very easy to purchase, so you can get this coverage even if your ride to the airport is in your driveway. Coverage that you probably need -- otherwise you'd probably not be here. As always, we're brokers, so we've got all of the plans at the same price you'd find anywhere else. If we ever find anything more competitive we'll put it on our site (as we did and just recently added TravelEx). And if you buy, the insurance company pays us a fee, you don't. Let's look at your options...(chart gives overview, but read details below chart and in purchase engines for more info on the plans)

24 Hour Travel Plans
Flight Only Accident Plans
1) International Travel AD&D
• International Only
• 24 Hour Coverage
• In the air & on the ground
• Optional Liability Coverage

• Up to $1,000,000
• 3, 6, & 12 month options
• Can start tomorrow
• Covers Any Company

2) Flight Guard
• Flight Only AD&D
• International
• Domestic
• Up to $500,000
• Can be purchased
with International AD&D
and Flight Plus for $2,000,000
• Can start now
 
3) Flight Plus
• Flight Only AD&D
• International
• Domestic
• Up to $1,000,000
• Can be purchased
with International AD&D
and Flight Guard for $2,000,000
• Can start now


Each plan can be purchased right now. You'll receive something immediately to print out to bring with you and/or leave behind.

1) International Travel AD&D up to $500,000
This plan is a stripped-down evacuation/return of remains plan with up to $1,000,000 of Accidental Death & Dismemberment (AD&D). It can be bought in conjunction with the travel medical plans (link on left) for well rounded life and health insurance coverage or by itself. We can start your travel life insurance coverage starting tomorrow if you make your purchase online. If you want more than $1,000,000 of coverage, we may be able to accommodate you if you contact us, but it'll be a slightly longer turn around time (couple of days).

The simplest way to start your travel life insurance plan is to click the online quote purchase below. The "standard program" without liability coverage gives you $100,000 of coverage for $88 covering any number of international trips up to 3 months (don't worry if you're only going away for a week, just get the 3 month plan). To increase the same coverage to $1,000,000, the cost would be $278. You can also quote and/or purchase plans for $200,000, $300,000, $400,000 or $500,000; a 6 or 12 month policy; and optional liability coverage for $100,000 for unintentional damage to someone else's property -- especially useful in those countries where they drive on the wrong side of the road. Also keep in mind, statistically speaking if you're going to "go" while you're on vacation, it'll be due to an accident -- although we make no promises -- making this an ideal plan. If the circumstances are not otherwise excluded murder is covered as an accident with this plan..

view travel life insurance brochure
travel life insurance online quote/purchase




3) Flight Guard - Flight Only AD&D up to $500,000
This plan, Flight Guard, is a straight, flight only type coverage. Most people know it as the kiosks that used to be in the airports that sold that last minute coverage. It's pretty simple....

$100,000 of Flight Guard coverage..........$9
$200,000 of Flight Guard coverage..........$18
$300,000 of Flight Guard coverage..........$27
$400,000 of Flight Guard coverage..........$36
$500,000 of Flight Guard coverage..........$45
plus service fee..........$5

...so multiple travelers only pay one service fee. This coverage can be bought in conjunction with the International Travel plan listed at the top of this page and Flight Plus below since they are different companies. So, let's say you're flying from Chicago to New York, and then New York to Paris. This Flight Only plan (& Flight Plus below) would cover both flights out and of course the return flights. The International Travel plan would ONLY cover the flight from New York to Paris, not the Chicago to New York. However, once you arrived in Paris, the cab ride, going up and down stairs, taking a shower in the hotel room, etc... would all be covered. So, by combining all 3 of the plans (numbered 1, 4 & 5) you'd have up to $1,500,000 of domestic flights, $2,000,000 of international flights, and $500,000 of "on the ground" international coverage 24 hours a day while on the trip.  To quote the flight only just click on the "Quote/Purchase" button below. Again, if buying the International Traveler plan, Flight Guard and Flight plus you'd be doing separate transactions for each. Naturally you can conjure up any other mixture of amounts you'd like.

Flight Guard - Flight Only online quote/purchase





4) TravelEx Flight Plus -- Flight Only AD&D up to $1,000,000
This plan, Flight Plus, is a straight, flight only type coverage as well. It's pretty simple, except be sure to look at the instructions below because although a very good company, we had trouble figuring out TravelEx's web site....

$100,000 of Flight Plus coverage..........$8
$200,000 of Flight Plus coverage..........$10
$300,000 of Flight Plus coverage..........$13
$
400,000 of Flight Plus coverage..........$17
$500,000 of Flight Plus coverage..........$20
plus service fee..........$4

$300,000 of Travel Plus/Lite coverage.............$17
$
500,000 of Travel Plus/Lite coverage.............$28
$1,000,000 of Travel Plus/Lite coverage..........$56
plus service fee..........$8

...When you get to the TravelEx site, just click on "Browse Plans." On the next page put in a "0" cost for the "Trip Cost Per Traveler" and enter the rest of the information and hit "Go." If you want Flight Plus just click on "Purchase" next to that product and enter the information and you're done. However, if you want the Travel Plus or Travel Lite (which there's no difference if you're doing the Flight Only insurance), just click "Purchase" next to the Travel Plus quote (don't be alarmed if the price is different then what is quoted here as you still need to adjust the amounts on the next page). On the next page adjust the amount of coverage to the desired level of insurance and click "Flight Accident Plan Only." Leave the "Agent Code" blank. And, then just fill in the rest of the information. Keep in mind that you can easily add medical and trip cost coverage to the Travel Plus and Travel Lite coverages as well.

Flight Plus - Flight Only online quote/purchase



Again, if buying $2,000,000 of coverage you're spending $50 for $500,000 of Flight Guard, $55 of $1,000,000 of Travel Plus, and $173 for $500,000 of the Liaison Traveler International AD&D plan. If you have questions just call or send us an e-mail in the contact section or by clicking on "leave us a message" to the left if it's after hours.

*murder covered as accident in most cases unless otherwise excluded by the policy.

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