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Immigrant Health Insurance

Welcome to the United States! As you may have already noticed, health care is of major concern to most Americans. To ensure that a person is properly protected against catastrophic health expenses, immigrant medical insurance is often purchased. While the majority of Americans obtain medical coverage through a group program provided by their employer, such opportunities may not be available to recent U.S. immigrants (especially if the immigrant is self-employed, in between jobs, or already in retirement).

If you're under the age of 65, depending on the state you live in, you may be able to qualify for an individual health plan now. Some plans may want residence for 6-12 months and a green card. Please contact our office for details.

If you're over the age of 65 and not yet enrolled in the Social Security/Medicare Program these programs are what you would use while you're waiting. Enroll in one of these plans today by contacting our office, purchasing online or downloading the file listed below and following the instructions.

We have four plans. If comprehensive coverage is your concern, consider Plan 1. If cost is your main concern look at Plans 3 & 4 which limit surgical expense to $2,500-$5,000 (depending on age) which partially accounts for its much lower cost.

Plan 1:
Global Medical Insurance by IMG -- comprehensive health insurance
(Can be applied for at any time)
view brochure
view application

Plan 2:
Inbound Immigrant by Specialty Risk
(Can kept for 5 years and must become effective within 24 months of arrival in the U.S.)
view application
online quote/purchase

Plan 3:
Inbound USA by Specialty Risk
(Can kept for 3 years and must become effective within 12 months of arrival in the U.S.)
online quote/purchase

Plan 4:
The Bridge Plan by Petersens/Llyod's
(Mimics Medicare for those that don't qualify for Medicare.)
online quote/purchase

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