Medical Programs

The International Major Medical Plan Download
Friends, family, and business associates visiting the United States are well advised to secure coverage that will cover them for the high costs of health care associated with treatment in the United States. Countries with socialized health care do not reciprocate with the United States. Perfect for: Travelers, Business people, Government employees, Students, and Missionaries.

USAway International Major Medical Plan Download
People traveling outside the United States need to check their medical insurance plans carefully. Most policies limit either:

1) Time a person may be out of the country, or
2) The amount of benefits
3) The scope of coverage, or
4) All of the above

EVEN MEDICARE does not travel outside the United States! Page 2 of all USA passports emphasizes the need to check your coverage before you leave. Perfect for: Travelers, Business people, Government employees, Students, and Missionaries.

The Bridge Plan Download
America continues to be the bouillabaisse of the world. The need for proper medical coverage becomes more and more important as America receives thousands of immigrants a year, many of whom are too old for individual coverage and, due to residency status, are not eligible for Medicare. Bridging this gap is The Bridge Plan. It is affordable, effective and necessary for your senior, new U.S. resident citizens.

Perfect for: New U.S. residents awaiting Medicare eligibility • U.S. citizens awaiting Medicare eligibility • U.S. citizens without Medicare Part A or Part B.

WorldWide Major Medical Plan Download
Because the world is dynamic — Not stationary!
The WorldWide Major Medical Plan was developed for United States citizens who work or reside outside the United States at least 5 months per year. It provides benefits for treatment anywhere in the world.

Group International Major Medical Download
This coverage is for employees working internationally, or citizens of foreign countries working in the United States or for a United States company. Benefits can be custom-tailored to meet many needs. Optional Employee Benefits may also be available in some cases. These benefits may include dental, disability, AD&D, life and other valuable benefits.

Excess Major Medical Coverage Download
The Excess Major Medical Insurance Plan was designed to fit a number of different needs situations.

• A plan for persons who wish to self-insure up to a certain limit and be insured over the limit with catastrophic coverage
• Employees whose employers have lowered the group coverage maximum benefit. Such employees can, on a voluntary basis, pick up excess major medical coverage to supplement their lowered maximums.
• In some cases employees who are laid-off or take early retirement find out that their medical plans convert to smaller maximum benefits. These people have been searching for this type of excess medical coverage. Now they can have it!